Afterpay. Pay over time
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About this app
Editor Reviews
Buy now, pay later is the model behind Afterpay. Pay over time, the shopping app from Afterpay. Purchases are split into four instalments spread across six weeks, with no interest and no fees as long as each payment is made on schedule.
Applying takes a few minutes. You must be 18 or older and share some personal details; Afterpay checks your identity electronically and runs an eligibility check, after which you link a debit or credit card. From there, the app works online and in stores: a digital Afterpay Card can be added to the phone's wallet for tap-to-pay at physical shops. The listing names retailers and services such as Uber, Airbnb, IKEA, Kmart, JD Sports, Booking.com and Dyson, and categories like furniture, electronics, travel, fashion, beauty, hair salons, pharmacies, pet care and dental. Gift cards can also be split into four payments. Account tools let you view upcoming payments, check your spending limit and pay early, and the app adds exclusive deals, trending items, a wishlist and a spend calculator, with support available 24/7.
Reception is favourable: 4.3 from about 148,000 ratings, with 72% five stars and 13% one star. It has 5,000,000+ installs. The app is free, without ads or in-app purchases, although the no-fee promise applies only to payments made on time. It was updated on 2026-09-16, needs Android 7.0 or newer, and is rated Everyone. We list one version, 1.145.0, at 116.4 MB.
Shoppers who budget carefully and want to spread larger purchases will find it convenient. Anyone prone to overspending should be cautious with split payments.
Features
- Shopping appA Shopping app published by Afterpay.
- 5,000,000+ installsGoogle Play reports 5,000,000+ installs, a reliable sign of an active user base.
- 116.4 MB downloadThe current XAPK weighs 116.4 MB, so plan for that much free space plus room for updates.
- Free, no ads or purchasesListed as free with no ads and no in-app purchases.
- Android 7.0+Runs on Android 7.0 or newer.
Pros
- Interest-free instalmentsPurchases split into four payments over six weeks with no interest.
- Works in storesA digital card in the phone wallet allows tap-to-pay at physical shops.
- Spending toolsTrack payments, check your limit and pay early inside the app.
Cons
- Eligibility checksYou must be 18+, verify your identity and pass an eligibility check.
- Large downloadThe latest version is 116.4 MB.
Rating distribution
Previous APK Versions All 1 ›
Frequently asked questions
01 Is Afterpay. Pay over time free?
Yes. Afterpay. Pay over time is listed as free on Google Play.
02 Which Android version does Afterpay. Pay over time need?
The current release requires Android 7.0.
03 How do I install the APK?
Download the file from the version page, open it on your Android device and allow installs from this source when prompted. XAPK bundles need the APKPure app or a split-APK installer (see the install guide in the footer). Always prefer the latest version unless you specifically need an older build.
04 Is the download safe?
Files come from our download library or external sources and are not modified by us. Check the package name (com.afterpaymobile) and developer before installing.
05 How do I get my account back?
Accounts belong to the developer's own service, not to this site. Use the sign-in recovery option inside Afterpay. Pay over time, or contact Afterpay through the support address listed on Google Play.
06 How do I cancel a subscription?
Subscriptions bought through Google Play are managed in the Play Store under Payments and subscriptions; purchases made inside the app follow the developer's own billing.
07 Can I get a refund?
Appmello never charges for downloads, so there is nothing to refund here. Refunds for in-app purchases are handled by Google Play or by the developer. Never enter payment details on any page claiming to be a download step.
08 How do I use Afterpay. Pay over time?
Open the app after installing; it works exactly like the Play Store build. For feature questions see the developer's help pages, as Appmello only distributes the installer.